Idit 

Pontig 


THE  BOARD  OF  FOREIGN  MISSIONS  OF 
THE  METHODIST  EPISCOPAL  CHURCH 
150  Fifth  Avenue,  New  York  City 


There  is  that  scattereth,  and  yet  increaseth; 

and  there  is  that  withholdeth  more  than  is 
meet,  but  it  tendeth  to  poverty. 

“The  liberal  soul  shall  be  made  fat:  and  he 
that  watereth  shall  be  watered  also  himself.” 


Prov.  11:  24,  25 


HUrrmta 


ItaD.tftrttfDW.^^. 


W/J/Z 


ANNUITY  PAYABLE 
MARCH  3I»T AND  SEPTEMBER  30' 


FIRST  PAYKENTFROHOATf  Of  80IIDT0 


%ilt  ^nnuitp 
Ponbg 


BY 


HENRY  ALBERT  COLLINS 
“The  Life  Annuity  Man” 

Author  of 

"'The  Banker's  Investment"  "The  Happy  Man" 
"After  Many  Days"  "Their  Golden  Wed¬ 
ding'"  "His  Silent  Partner'"  "The 
Judge's  Decision" 


Published  by 

THE  BOARD  OF  FOREIGN  MISSIONS  OF  THE 
METHODIST  EPISCOPAL  CHURCH 
150  Fifth  Avenue,  New  York  City 


Copyright  1916 
by 

Henry  Albert  Collins 


LIFE  ANNUITY  BONDS 


Pagt  j- 


^bb  gears  to  gour  l.ife 


As  people  advance  in  years  they  are  often 
burdened  with  the  fear  that  their  riches  may 
take  wings  and  fly  away. 

Competent  authorities  estimate  that  in 
this  country  alone  over  a  hundred  million 
dollars  annually  are  engulfed  in  the  whirl¬ 
pool  of  predatory  finance.  Much  money  can 
be  saved  by  the  adoption  of  the  life  annuity 
system.  This  is  a  much  better  way  of  dispos¬ 
ing  of  money  or  property  than  by  making  a 
will. 

It  is  the  testimony  of  many  annuitants 
that  as  their  health  declines,  it  is  a  great 
satisfaction  to  know  that  they  have  their  in¬ 
vestments  in  Life  Annuity  Bonds.  Freedom 
from  the  business  cares  of  life  and  an  annual 
assured  income  adds  years  to  the  span  of  life. 
It  enables  the  annuitant  to  spend  the  sunset 
of  life  in  comfort  and  peace. 


Page  6 


LIFE  ANNUITY  BONDS 


ANNUITANTS  AND  ANNUITIES 

The  money  given  for  a  Life  Annuity  Bond 
is  kept  in  trust  by  the  organization  issuing 
the  bond,  and,  after  the  death  of  the  an¬ 
nuitant,  it  is  used  to  maintain  or  to  enlarge 
the  work  of  the  organization.  The  person 
owning  the  bond  receives  a  stated  income, 
called  an  annuity,  during  his  or  her  life. 

RATES  OF  ANNUITY 

The  rates  of  annuity  are  determined  by 
the  officers  of  the  organizations  issuing  the 
Life  Annuity  Bonds.  The  rates  are  high 
enough  to  be  attractive  to  investors  and  low 
enough  to  be  absolutely  safe  for  the  organi¬ 
zation. 


OBJECTIONS  TO  A  WILL 

(1)  It  costs  to  have  it  made. 

(2)  It  costs  to  have  it  executed. 

(3)  It  costs  to  have  it  defended. 

(4)  It  costs  to  pay  inheritance  taxes. 

(5)  It  is  uncertain  whether  or  not  the 
wishes  of  the  maker  will  be  carried  out. 


LIFE  ANNUITY  BONDS 


Page  7 


(6)  It  puts  responsibility  upon  others 
which  ought  to  be  borne  by  oneself. 

(7)  It  frequently  results  in  defeating  the 
purposes  for  which  it  was  made. 

BE  YOUR  OWN  EXECUTOR 

Why  not  distribute  your  wealth  while  you 
are  living  and  at  the  same  time  maintain  or 
increase  your  income? 

Persons  who  desire  a  large,  safe  and  regu¬ 
lar  income  for  themselves,  relatives,  friends 
or  employees,  secure  Life  Annuity  Bonds  as 
a  precautionary  method.  These  bonds  pro¬ 
vide  a  larger  income  than  the  net  returns 
from  other  safe  investments.  A  person  who 
has  spent  a  lifetime  in  accumulating  money 
or  property  should  be  his  or  her  own  execu¬ 
tor.  It  is  selfish  to  throw  upon  others  the 
burden  of  settling  up  his  or  her  estate.  Often 
the  wishes  of  the  deceased  are  not  carried 
out. 

THE  VALUE  OF  AN  INVESTMENT  IN 
LIFE  ANNUITY  BONDS 

(1)  It  enables  a  person  to  be  his  own  ex¬ 
ecutor,  and  nobody  should  expect  another  to 


Page  8 


LIFE  ANNUITY  BONDS 


take  as  much  interest  as  himself  in  the  set¬ 
tlement  of  his  estate. 

(2)  The  trouble  and  the  expense  of  mak¬ 
ing  or  changing  a  will  is  saved. 

(3)  The  fear  is  removed  that  the  will  may 
be  broken,  as  is  frequently  the  case  where 
there  is  enough  money  involved. 

(4)  Life  Annuity  Bonds  are  a  perfectly 
safe  investment  when  issued  by  reliable  or¬ 
ganizations. 

(5)  Life  Annuity  Bonds  usually  give  the 
annuitant  a  larger  income  than  other  safe 
investments. 

(6)  The  prompt  payment  of  the  annuity 
is  always  an  attractive  feature  of  Life  An¬ 
nuity  Bonds. 

(7)  As  Life  Annuity  Bonds  are  non-tax- 
able,  they  are  a  preferred  investment. 

(8)  Life  Annuity  Bonds  safeguard  and 
insure  a  regular  income  for  children. 

(9)  Life  Annuity  Bonds  are  issued  for 
any  amount  desired  by  the  annuitant. 

(10)  As  they  are  issued  at  any  time,  in¬ 
vestors  save  the  waste  resulting  from  having 
money  lying  idle. 


LIFE  ANNUITY  BONDS 


Page  g 


(11)  Having  no  commissions  to  pay  pre¬ 
sents  a  big  advantage  over  the  purchase  of 
other  bonds. 

(12)  A  Life  Annuity  Bond  is  burglar 
proof.  It  is  worthless  in  the  hands  of  any 
other  person. 

(13)  If  a  Life  Annuity  Bond  is  lost  by  fire 
or  otherwise  the  annuity  payments  continue 
just  the  same  as  on  Registered  Bonds. 

(14)  No  person  can  attach  a  Life  An¬ 
nuity  Bond  for  the  debt  of  the  annuitant. 

(15)  A  person  is  assured  of  a  regular 
stated  Income. 

(16)  Life  Annuity  Bonds  do  not  fluctu¬ 
ate  in  value. 

(17)  There  is  no  “water”  in  Life  Annuity 
Bonds.  This  fact  also  helps  to  increase  the 
rate  of  annuity. 

(18)  Owning  Life  Annuity  Bonds  tends  to 
lengthen  the  annuitant’s  life,  because  it  gives 
freedom  from  care  of  investment. 

(19)  No  other  form  of  investment  gives 
the  same  joy  or  happiness  as  a  Life  Annuity 
Bond  secured  from  a  religious  or  educational 


Page  10 


LIFE  ANNUITY  BONDS 


organization,  for  the  money  thus  invested 
will  continue  doing  good  to  the  end  of  time. 

(20)  No  medical  examination  is  needed  to 
secure  Life  Annuity  Bonds. 

(21)  The  life  annuity  system  is  the  best 
way  that  an  estate  can  be  settled  quickly. 

(22)  As  there  is  no  inheritance  tax  to  pay 
on  Life  Annuity  Bonds,  the  full  amount  of 
the  proceeds  of  the  estate  is  available  for 
the  purposes  designated. 

(23)  The  saving  of  court  costs,  lawyers’ 
fees  and  many  incidental  expenses  can  be 
effected  by  investing  in  the  life  annuity  sys¬ 
tem. 

(24)  Life  Annuity  Bonds  oftentimes  bene¬ 
fit  the  relatives  more  than  by  simply  leaving 
them  money  which  they  may  lose. 

(25)  Many  women,  not  having  had  a 
business  training,  become  the  targets  of 
money  sharks.  The  life  annuity  system  re¬ 
moves  women  from  this  danger. 

(26)  The  value  that  annuitants  put  upon 
Life  Annuity  Bonds  is  witnessed  by  their 
recommendations  to  others. 


LIFE  ANNUITY  BONDS 


Page  II 


(27)  Life  Annuity  Bonds  enlarge  one’s 
usefulness,  for  “Where  your  treasure  is,  there 
will  your  heart  be  also.” 

The  Board  of  Foreign  Missions  of  the 
Methodist  Episcopal  Church  is  prepared  to 
help  you  in  the  following  ways  : 

( 1 )  Guarantee  you  an  income  during  your 
lifetime. 

(2)  Pay  you  promptly  twice  a  year. 

(3)  Give  you  from  4  per  cent  to  8  per 
cent  annually,  according  to  your  age. 

(4)  At  your  death  use  the  money  for  For¬ 
eign  Missions  without  any  commissions  or  ex¬ 
penses  of  any  kind. 


Page  12 


LIFE  ANNUITY  BONDS 


Hife  ^nnuitp  JBonbsJ  Ssisiueb  bp  tbe 
poarb  of  Jforeisn  Jligsiionss 

THE  SINGLE  LIFE  ANNUITY  BOND 

This  is  the  ordinary  form  of  bond  issued 
to  one  person  only.  At  the  death  of  the  an¬ 
nuitant,  the  money  is  available  either  for  the 
regular  work  of  the  Board  or  for  special  pur¬ 
poses,  according  to  the  terms  of  the  bond. 

THE  SURVIVORSHIP  LIFE  ANNUITY 
BOND 

This  is  a  bond  wherein  two  or  more  per¬ 
sons  are  named  as  annuitants.  The  rate  of 
annuity  is  determined  by  the  age  of  the 
youngest  of  the  persons  named.  The  an¬ 
nuity  is  payable  to  the  survivor  as  long  as 
he  or  she  lives. 

Special  Forms  of  Life  Annuity  Bonds  will 
he  prepared  as  occasions  demand. 


LIFE  ANNUITY  BONDS 


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mw  tte  Poari)  OTiE  accept 
on  tfje  annuitp  Plan 

Cash.  In  all  cases  cash  is  very  much  pre¬ 
ferred,  since  there  is  no  doubt  as  to  its  value 
and  the  Board  is  conservative  in  its  invest¬ 
ment  of  funds.  Whenever  practicable,  per¬ 
sons  desiring  an  annuity  bond  should  con¬ 
vert  their  property  into  cash  and  secure  a 
bond  with  the  proceeds. 

Bonds  and  Mortgages.  Bonds  of  known 
marketable  value,  notes  secured  by  good 
mortgages,  and  mortgages  covering  real  es¬ 
tate  that  is  marketable  will  be  accepted  for 
an  annuity  bond  upon  terms  agreed  upon  by 
the  Board  and  the  annuitant. 

Real  Estate.  The  Board  issues  annuity 
bonds  on  real  estate  after  the  property  has 
been  officially  appraised  and  accepted. 


Page  14 


LIFE  ANNUITY  BONDS 


Poarb  of  ^foreign  iHiggion  Ponbg 
are  an  ^figolutelp  ^afe 
Snbesitment 


During  the  past  50  years,  2,193  State  and 
private  banks  have  failed  in  the  United 
States,  involving  a  loss  to  investors  of  $110,- 
625,555.69.  The  Board  of  Foreign  Mis¬ 
sions  has  been  in  existence  for  nearly  a  cen¬ 
tury  and  has  never  failed  to  pay  every  dol¬ 
lar  of  obligation.  Back  of  your  Annuity 
Bond  there  is  property  to  the  amount  of  mil¬ 
lions  of  dollars,  and  a  large  and  increasing 
annual  income  from  nearly  four  million  mem¬ 
bers  of  the  Methodist  Episcopal  Church. 

For  further  information  address  George 
M.  Fowles,  Treasurer,  150  Fifth  Avenue, 
New  York  City. 


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